WebToolix Research Division

India Finance & Health Statistics 2026

A comprehensive look into household debt, EMI burdens, and metabolic health trends across India. We aggregate data to help you build better financial and nutritional models.

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Household Debt & EMI Stress

As retail lending expands, Indian households are allocating a larger percentage of their monthly income toward Equated Monthly Installments (EMIs). Our models indicate a significant rise in unsecured lending over the past three years.

Average Urban Household EMI Burden

42.5%

Of the average urban Indian household's monthly take-home income is currently dedicated to servicing debt (Home Loans, Personal Loans, and Credit Cards). (Estimated 2025/2026 threshold).

Calculate your exact EMI burden →

Personal Loan Growth

28% YoY

The year-over-year growth rate in unsecured personal loan disbursals, driven heavily by FinTech adoption and instant credit approvals in Tier 2 and Tier 3 cities.

Check your loan affordability →

Taxation & GST Insights

The Goods and Services Tax (GST) remains the backbone of indirect taxation. Understanding the standard slabs is crucial for both businesses and freelance consultants.

Most Common GST Slab Billed

18%

The most frequently applied GST slab, covering massive sectors including IT services, banking/financial services, telecom, and consumer electronics.

Use the 18% GST Calculator →

Metabolic Health & BMI Trends

Alongside financial health, physical health metrics in India are undergoing rapid changes due to diet and lifestyle urbanization.

Average BMI (Urban Metros)

25.8

The average Body Mass Index indicates a shift toward the "Overweight" category in major urban centers, highlighting the need for better calorie and macronutrient tracking.

Check your BMI status →

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Disclaimer: Data presented on this page represents aggregate models, industry reports, and proprietary WebToolix calculator usage trends compiled for informational purposes. It does not constitute financial or medical advice.

About WebToolix Data

WebToolix is a leading provider of free algorithmic calculators. By analyzing millions of aggregate, anonymized calculation models across personal finance, taxation, and health, we provide insights into consumer trends.